Today's mail brought the second and final denial of my appeal to the insurance company to pay for my procedure. Four doctors say that I need to have this surgery along with my hysterectomy/myomectomy(removal of tumor), and apparently four doctors isn't enough.
I called my retirement fund to check the status of my emergency withdrawal check, and they told me the request had been rejected. Why? BECAUSE THE INSURANCE SAYS IT ISN'T MEDICALLY NECESSARY.
So, To Recap:
1. Insurance company says that what my surgeons say is a medical necessity...isn't.
2. Retirement plan says that emergency funds aren't available for procedures not considered medically necessary.
Bottom line? I'm now $2400.00 short of the total amount that I have to give the plastic surgeon UP FRONT in order to have my surgery. Also, if I can't come up with the rest, I have borrowed $4800.00 against my car for nothing.
One of my dear friends text me this:
"Just proceed as though God had already handled it! He said if you have faith....! I've seen it OVER AND OVER AND OVER AGAIN! I don't THINK that He can do it, I KNOW HE CAN and WILL! Just hold on to your faith, pray and let God handle the details! Romans 5:1-5!"My hope is under fire. Please God help me keep my hope. I am doing my best not to freak out. My friends are keeping me from going crazy or giving up, and if they weren't, I would have fallen apart as soon as I got off the phone with the retirement people.
Part of me is thinking maybe I should just give up and deal with the risks of not having the second procedure. But then I start itemizing the risks. I just can't give up.
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